If you are in a car accident, you will need to make a claim. Your insurance company will need to know what’s going on. At the same time, you’ll want to determine whether or not a lawyer has to be involved.
There may be times when you think the insurance company may be enough. However, what you may not realize is that the insurance companies may give you an amount and assume you will be happy with it. But shouldn’t you deserve more?
You may be dealing with the expenses in the aftermath. This includes car repairs, medical bills (if you were injured), and so on. After you have read this, you may want to go beyond what your insurance company can do to help.
For that reason, let’s go through this guide to see what needs to be done.
Know that the insurance company will inevitably low ball you
The truth is, your insurance company can only do so much. They can send you money that they believe will cover your expenses. However, it will likely be a lowball offer.
That’s why you need a car accident lawyer to protect you so you get the best amount possible. A car accident can have a financial impact. You want to lessen that.
Claiming yourself: Why is it not the smart way?
If you are considering the idea of claiming yourself, this can be a critical mistake. The reason for this is that it will set you up for being lowballed and taking advantage of. You may also be susceptible to making critical blunders because of your lack of understanding and inexperience of how the system actually works.
This is one more reason why you need to hire a lawyer that has fought with insurance companies on behalf of their clients that have been in accidents. If you are looking to get more money for your claim, you do not want to go at it alone.
Not to mention, you will find yourself in a financial situation you don’t want to be in. When you hire a lawyer, your ‘nets’ will increase by 300 percent (after taking care of any expenses including auto repair and medical bills). The sooner you get a lawyer on your side to take care of things, the more peace of mind you will have.
You need to be insured, but don’t expect a lot
If you decide to just go through with a claim and not hire a lawyer, the amount of money won’t be the best. Yes, insurance is required to cover you in case of an accident or if something happens to your vehicle. But the problem is that you may not get the amount that will be enough to cover all the expenses incurred.
You could get car insurance that is budget friendly. You can be covered for the basics and then some. But will it be enough when you get into an accident?
The amount of expenses you pay will depend on the damage done in the accident. It can also depend on the needs that will have to be fulfilled (such as medical care, auto repairs, replacement of vehicle, etc.). You may not be at fault, but it can be costly on your end if it’s not handled correctly.
Final Thoughts
If you think you can get more money by handling a car accident claim on your own, think again. It’s important that you get a lawyer that will handle it and make sure you get the amount of money you need. It’s no secret that you will need to pay off your expenses quicker rather than have them weigh on you after the fact.
